About Us

Hi, my name is Raymond Raya. I founded Premium Business Solutions over 23 years ago. In the year of 2000, Premium Business Solutions became a member of CoCard. I am proud to say that as CoCard PBS has grown and evolved as a business, it has remained a family oriented company. Two of my children who are pictured here, Elizabeth and Zachary, help upkeep of daily operations within the business. Working alongside both of them everyday has been a blessing!

Quite often, businesses are missing the proper tools that would allow them to provide the most value to their customers. We understand how this can add extra tasks when trying to do it all on your own, which is why we want to help you. CoCard PBS assures that the focus is on your customers. We make it a point to tailor our services to be beneficial to you and your customers while remaining authentic and efficient.

Here at CoCard PBS, our number one value that we have and will continue to live by is trust. We believe that our clients deserve the very best! When we inform our clients of how we are going to improve their businesses by using our services, our focus is always to over-deliver what we promise.

We would like to take a moment to thank our current clients for allowing CoCard PBS to take care of all your non-cash transaction needs. You are what makes this company great! To our future clients, we look forward to working with you and we believe you will be very satisfied with our services. We hope to chat with you soon!